Financing

Car repairs rarely come at a convenient time. Whether it's an unexpected issue, a blown-out tire, or routine maintenance piling up, the costs can catch you off guard. SJM Autowerks in Lake in the Hills, IL, is proud to offer straightforward, flexible financing solutions to help ease the stress of paying for automotive services.

Synchrony Card | SJM Autowerks

Financing Through Synchrony

With the Synchrony Bank Car Care Credit Card, you can handle your auto care needs with confidence and convenience, because you deserve peace of mind when it comes to your vehicle.

As a cardholder, you’ll enjoy a range of benefits:

  • Promotional financing for 6 months on purchases of $199 or more*
  • New! Use your card at gas stations nationwide**
  • Pay for repairs, parts, routine maintenance, and more
  • Accepted at over 25,000 Synchrony Car Care locations
  • Special savings for cardholders only
  • Instant credit decision and easy application process
  • No annual fee* and affordable monthly payments
  • Access to 24/7 online account management

Apply today at SJM Autowerks and start taking control of your vehicle’s care without the financial burden.

*Subject to credit approval. Minimum monthly payments required. Ask us for details.
**Gas purchases do not qualify for promotional financing. Synchrony Bank terms apply.
***For new accounts: Purchase APR is [29.99%]; Minimum Interest Charge is $2.


Afterpay Logo | SJM Autowerks

Interest-Free Options with Afterpay

Need another way to pay? SJM Autowerks also offers Afterpay for qualified in-person purchases, giving you even more flexibility.

With Afterpay, you can:

  • Split your total into 4 interest-free payments over 6 weeks
  • Use Afterpay for in-store purchases up to $2,000
  • Finance invoices between $400 and $4,000 over 6 or 12 months (monthly payments)

When your invoice is sent, you’ll have the option to select Afterpay as your payment method. Simply create or log into your Afterpay account and make your first payment when prompted. Afterpay makes real-time approval decisions at checkout.

For in-store purchases, Afterpay customers can use their digital wallet (Apple Pay, Google Pay, Samsung Pay) to complete the transaction via the Afterpay Card. With Afterpay and Synchrony, SJM Autowerks gives you the tools to manage vehicle repairs on your terms.

SJM Autowerks is committed to ensuring effective communication and digital accessibility to all users. We are continually improving the user experience for everyone, and apply the relevant accessibility standards to achieve these goals. We welcome your feedback. Please call SJM Autowerks (815) 477-9735 if you have any issues in accessing any area of our website.